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  • Record Flooding Continues in the Midwest

    ByCigar Insurance USA
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    Farms and roads in the Midwest are being flooded as rivers continue to overflow, hitting record heights. The National Guard and state patrol have had to rescue over 175 people while 660 people are currently in evacuation shelters. The flooding is expected to continue as the forecast brings more rain into next week. Farmers, who […]

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  • Reimbursement for Medical Marijuana in Workers’ Comp Cases

    ByCigar Insurance USA
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    The New Hampshire Supreme Court has found that qualified patients are entitled to reimbursements for the cost of medical marijuana under workers’ compensation insurance. The case was brought to the Supreme Court after a worker with a hurt back underwent a therapeutic cannabis program approved by the New Hampshire Health Department. The worker filed for […]

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  • Cyber Liability Insurance

    ByCigar Insurance USA
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    Years ago, hackers as were mostly basement dwellers who were too well-versed in computers and technology for their own good. They were able to pull off small-scale hacks with minimal repercussions. Flash forward to today’s internet advances, mainly its widespread availability and affordability, where hackers are located in all countries and come from all backgrounds. […]

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  • Product Liability for Injury Claims

    ByCigar Insurance USA
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    Duke University basketball star and top NBA draft pick, Zion Williamson, experienced a sprained knee this week in a game against North Carolina. The injury occurred when Williamson’s sneaker came apart while on the court. Many are suggesting that this could be a product liability case. Companies pay high costs to have the exclusive rights […]

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  • Polar Vortex Causes Businesses to Shut Down Operations

    ByCigar Insurance USA
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    The Midwest faced record-breaking weather with the polar vortex this week. Wind chills fell to -50 degrees and caused many businesses to close their doors. Large manufacturers, including GMC and Ford, decided to shut down several of its facilities in Michigan after Consumers Energy Co. made an urgent plea for consumers to cutback on the […]

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  • Training for Emergency Situations

    ByCigar Insurance USA
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    A lawsuit has been filed against 24 Hour Fitness after a man collapsed and passed away while running on a treadmill in December. According to the lawsuit, the employee on duty was not properly trained to handle the situation. The employee was unable to find the defibrillator and failed to call 911 immediately. An important […]

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  • Avoiding Property Damage From Frozen Pipes

    ByCigar Insurance USA
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    As the temperatures drop below freezing, frozen pipes become a large risk. One of the most common causes of property damage during the winter is burst pipes. A burst pipe can result in costly property damage. Pipes in unheated areas such as cellars and attics are most at risk for freezing. You can help prevent […]

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  • Cost Of Natural Disasters Down In 2018

    ByCigar Insurance USA
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    Natural and man-made disasters caused great economic damage across the world in 2018. Although, in comparison to 2017, the cost of destruction was less this year.  According to sigma estimates from Swiss Re, the losses were down to $155 billion from $350 billion in 2017. Natural disasters accounted for $146 billion dollars of the destruction […]

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  • Black Ice Safety Tips

    ByCigar Insurance USA
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    A snowstorm hit North Carolina and Virginia this weekend bringing over 20 inches of snow in some areas. The snow, sleet, and frozen rain caused power outages for over 250,000 people. Some areas saw more snow than they see in an entire winter. Asheville, NC, received 11.1 inches of snow, making it their third-biggest recorded […]

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  • California Requests Insurers to Expedite Claims for Wildfires

    ByCigar Insurance USA
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    Catastrophe modeler RMS has estimated costs from both the Camp and Woolsey wildfires in California. The Camp wildfire shows $7.5 billion to $10 billion in damages while the Woolsey Fire is estimated between $1.5 billion to $3 billion. This brings the total of both wildfires estimated to be between $9 billion and $13 billion in […]

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